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What is no-fault insurance?

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No-fault insurance was enacted in Florida in 1972. The reason that it was enacted was because people who didn’t have health insurance couldn’t get treatment at a doctor or an emergency room. No-fault insurance pays your medical bills under your policy of insurance, regardless of who is at fault, up to a maximum of $10,000. It pays 80% of your medical bills unless you’ve bought additional coverage. No-fault is there to protect you and to get you immediate medical attention that is paid for by your own insurance policy up to those amounts.