What happens if the other driver in my Florida car accident doesnt have insurance?Return to FAQ Videos
In Florida, drivers are not required to carry liability insurance, which is insurance that covers them if they hurt, injure or kill someone. There are millions of drivers on the road in Florida who don’t have insurance. It’s almost impossible to collect from someone in Florida if they don’t have insurance, which is why it’s extremely important for you to have what is known as Uninsured Motorist Coverage, which you can buy very cheaply and which protects you. It stands in the shoes of the at-fault party’s insurance. You should buy as much as you could possibly afford, but certainly no less than $100,000 in coverage.