Recover Compensation From A Crash With An Uninsured Driver
If you own a vehicle and have a Florida driver’s license, then you are probably very familiar with Florida’s car insurance requirements. Florida drivers must carry personal injury protection (PIP) coverage and property damage liability (PDL) insurance.
However, despite requirements for insurance, some drivers run the risk of operating their vehicle without any PIP or PDL, or bodily injury liability (BIL) insurance. When these drivers are involved in crashes, who pays for damages?
If you have been hit by an uninsured driver in Vero Beach or the Treasure Coast, Vocelle & Berg, LLP, can help you understand your options and seek compensation.
How Can I Get Compensation From An Uninsured Driver?
- Your PIP Insurance Coverage
Whether or not the other driver is insured and regardless of who caused the motor vehicle accident, your first option for compensation is your own personal injury protection coverage. In fact, Florida is a no-fault car insurance state. All drivers must turn to their own insurance first and are barred from filing a claim or lawsuit against the other driver, no matter which driver acted negligently.
- Other Recovery Options
If you suffer serious personal injuries, you can pursue a claim against the at-fault driver. However, if the driver does not have insurance, there may be no money available to pay you. When this is the case, again turning to your own insurance company may be your only option.
For example, you may file a claim under your own policy’s uninsured/underinsured motorist coverage, which pays for damages when the at-fault driver does not have insurance or does not have enough coverage. Your collision coverage may help pay for the costs of repairs to your vehicle.
Helping You With Every Step Of Your Claim
If you are hit by an uninsured driver in the state of Florida, you should contact our law firm immediately. One of the key parts of our job is to comprehensively investigate all potential sources of financial recovery, including any insurance policies held by the at-fault driver, as well as the at-fault driver’s personal financial situation. We will also aid you in filing your claim, negotiating your settlement and even litigating in court if necessary.
Free Consultations – Get Yours Today
It is important that you act quickly when you are involved in an accident. By contacting our law firm today, you can schedule a free consultation and begin the claims process immediately. Reach our law firm via email or call us directly at 772-562-8111.