I loaned my car to a friend who was involved in a Florida car accident. Am I liable if my friend was at fault?Return to FAQ Videos
Florida is what is known as a dangerous instrumentality state. That means that the owner of a motor vehicle is 100% responsible for its use with some exceptions, and we’re not talking about leased vehicles. Yes, if you loan your car to a friend who is what is known as a permissive user, in other words, your friend didn’t steal the car from you, you as the owner are 100% liable for any accident caused by your friend.