Do I need umbrella insurance?
It’s important to investigate whether you need umbrella insurance with your insurance agent. In a general sense, if you have a home, a car, or a personal watercraft, you’re going to have some form of insurance. It may have limited coverage available to it, meaning something up to a hundred or three hundred thousand.
You can buy relatively cheaply an umbrella policy which will cover over all of those insurance policies up to a million dollars or more depending on how much you can afford. This will also provide additional insurance coverage to you for uninsured motorist coverage which is one of the most important coverage you can obtain. You should speak to an insurance agent or your attorney to find out more information about umbrella coverage.