Do I have to move out of my home during the foreclosure process in Florida?
You absolutely do not have to move out of your home during a foreclosure lawsuit. Once the lawsuit is filed, assuming you have no defenses and you haven’t paid your mortgage, the property will be sold at a foreclosure sale. After the foreclosure sale, it takes 10 days for the purchaser, which may or may not be the bank, to get what’s called a certificate of title. Once that’s issued, you have to get out of your home.
There are other rules that apply if you are renting a home that has been foreclosed. You actually have a longer period of time to get out of your home after the home that you’re renting is sold, which is why you should call a lawyer that has expertise in defending mortgage foreclosure cases.