When an insurance company fails to honor its obligations to you, or fails to perform some other responsibility it has to you, you may have a case against the insurance company for what is known as BAD FAITH.
Insurance BAD FAITH occurs when an insurance company wrongfully and intentionally denies a valid claim. By law, all insurance companies have a duty to act in good faith and to deal fairly with their policyholders. This is a duty imposed by law upon an insurance company to always act fairly towards its insureds in handling their claims. The insurance company must fulfill all the obligations stipulated in the contract, pay the true value of all meritorious claims, and act within a reasonable amount of time.
Insurers must meet the reasonable expectations of their policyholders and must always give as much consideration to the financial interests of its insureds as it does to its own financial interests. Vocelle & Berg aggressivley pursues every insurance bad faith claim we handle in order to maximize our clients' recovery. If your insurance company has treated you unfairly or has wrongfully refused to pay a claim please contact us for a free consultation.